Privacy Policy

Last updated: 9/29/2025

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FinancialReality ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website financialreality.net and use our financial calculators.

Information We Collect

Calculator Inputs

When you use our calculators, the financial information you enter (income, savings, expenses, etc.) is processed locally in your browser and is not transmitted to or stored on our servers.

✓ Your financial data stays on your device and is never sent to us

Automatically Collected Information

  • IP address and general location (city/country level)
  • Browser type and version
  • Device type and operating system
  • Pages visited and time spent on site
  • Referring website information

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your experience, analyze usage patterns, and measure the effectiveness of our content.

How We Use Your Information

  • Provide Services: To operate and maintain our calculators and website
  • Improve User Experience: To understand how users interact with our tools
  • Analytics: To analyze website traffic and usage patterns
  • Security: To detect and prevent fraudulent or malicious activity
  • Communication: To respond to your inquiries or feedback
  • Legal Compliance: To comply with applicable laws and regulations

Third-Party Services

Google Analytics

We use Google Analytics to understand how visitors use our site. Google Analytics collects information anonymously and reports website trends without identifying individual visitors.

Error Tracking

We use Sentry to monitor and fix technical errors. This helps us maintain reliable calculators but does not access your personal financial data.

Hosting Services

Our website is hosted on Vercel, which may collect standard web server logs including IP addresses and access times.

Your Privacy Rights

GDPR Rights (EU Residents)

  • Right to access your personal data
  • Right to correct inaccurate data
  • Right to delete your data
  • Right to restrict processing
  • Right to data portability
  • Right to object to processing

CCPA Rights (California Residents)

  • Right to know what personal information is collected
  • Right to delete personal information
  • Right to opt-out of the sale of personal information
  • Right to non-discrimination for exercising CCPA rights

Note: We do not sell, rent, or trade your personal information to third parties.

Data Security

We implement appropriate technical and organizational security measures to protect your information, including:

  • HTTPS encryption for all data transmission
  • Regular security assessments and updates
  • Limited access to personal information
  • Secure hosting infrastructure

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

Contact Us

If you have any questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

Email: privacy@financialreality.net
Website: https://financialreality.net
Response Time: We aim to respond within 30 days