Our Mission
Most financial calculators give you false confidence by showing unrealistic numbers. We built FinancialReality to provide accurate calculations that include ALL the costs and risks other calculators conveniently ignore.
The Problem We Solve
Traditional financial calculators are built to make you feel good, not to prepare you for reality:
What Others Show
- • Principal & interest only
- • 10% stock market returns forever
- • Basic tax deductions
- • No emergency costs
What We Include
- • PMI, HOA, taxes, insurance, maintenance
- • Current market valuations & sequence risk
- • Platform-specific deductions
- • Healthcare & inflation reality
Our Approach
Reality-Based Assumptions
We use current market conditions, not 100-year historical averages that don't reflect today's reality.
Complete Cost Inclusion
Every hidden fee, tax implication, and maintenance cost is factored in so you know your TRUE financial picture.
Risk-Aware Projections
We account for sequence of returns risk, market volatility, and other factors that can derail your plans.
Why Trust Us?
We're not trying to sell you anything. We're not affiliated with any financial products, lenders, or investment companies. Our only goal is providing accurate calculations that help you make informed financial decisions.
Important Disclaimer
FinancialReality provides educational tools and information. We are not financial advisors and our calculators do not constitute personalized financial advice. Always consult with qualified financial professionals before making major financial decisions.
Ready for Financial Reality?
Stop getting surprised by hidden costs. Use calculators that tell you the truth.